Charity Details

Just Finance Foundation

SC053095Registered charity from 31 January 2024

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Charity Information:

Address The Foundry
17 Oval Way
London

Postcode SE11 5RR

Website www.justfinancefoundation.org.uk

Parent Charity Name Church Urban Fund

Parent Charity Registration Number 297483

Regulatory Type Standard

Link to Companies House https://beta.companieshouse.gov.uk/

Object:

The Charity's Objects are, for the benefit of the public 3 1 the prevention and relief of poverty and financial hardship by, but not limited to 3 1 1 providing services, advice and education in relation to, but not limited to, money management and budgeting advice; and 3 1 2 providing grants, items, support and services to charities or other organisations working in the community to prevent or relieve poverty and financial hardship, and 3 2 the advancement of education in commercial and financial education if and in so far as such purpose shall be charitable

Operations:

What the charity is set up to do and how it does this:

JFF is a national charity dedicated to improving financial wellbeing across the UK through financial education. We provide schools with innovative financial education programmes that equip the next generation with the skills, knowledge and confidence to make informed money choices. We also supports families to feel confident teaching and talking about money at home, and advocates for financial literacy to be prioritised in education outcomes. Our charitable activities focused on: • Equip teachers: We provide free financial education training, resources & ongoing support to help teachers and school staff • Ensure no child misses out: We work with teachers, school staff and education experts to ensure our delivery is designed with children at the heart, especially those with diverse education needs • Advocate for change: We work with other education providers, groups & organisations to promote the importance of financial education & embed money lessons in schools across the UK.

Charity Status: Active

Constitutional Form: Company (the charity is registered with Companies House)

Constitutional Form Date: 31 Jan 2024

Main Operating Location: Outwith Scotland

Number of Staff: 10

Number of Volunteers: 1-50

Purposes: "the prevention or relief of poverty", "the advancement of education"

Beneficiaries: "No specific group, or for the benefit of the community"

Types Of Activity Undertaken: "It carries out activities or services itself"

Annual Submissions:

Year End	Income	Expenditure	Annual Return Received	Accounts Received	Latest Annual Reports and Accounts
31 Dec 2024	£594,097	£526,003	26 Sept 2025	Yes	Published accounts can be found on the Companies House website
31 Dec 2025			No	Annual Information due by 30 Sept 2026
If an annual return has been received on time (within nine months of the Year End Date), the 'Annual Return Received' box is green . If an annual return is late, the box is red .

Income and Expenditure:

Charity Trustees:

First Name	Last Name
Benjamin	Lucas
Mark	Wroe
Emma	Cleveland
Rachel	Elwell
Christopher	Hill
Christopher	Cummings
Alison	Grieve
From 09 March 2026, OSCR is required by law to publish the names of a charity’s trustees as part of its Scottish Charity Register entry. We are also required to publish each charity’s annual report and accounts as received from this date, which may include the names of certain individuals. The only exceptions to publication are where a charity or one of its charity trustees applies for this information to be excluded, and OSCR is satisfied that publishing it would jeopardise the safety or security of a person or premises. If the charity trustee information on a Register entry appears blank, this may mean that an exemption applies or that the charity has not yet provided the required details to OSCR. Supplying this information will become mandatory as part of future annual submissions.

From 30 June 2025, OSCR began collecting charity trustee information through OSCR Online. Providing this information is a legal requirement for all charities. The names of trustees will be published on the Scottish Charity Register from early 2026 to promote transparency and strengthen public trust in the sector.

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When you use this information under the OGL, you should include the following attribution: © Crown Copyright and database right 2020. Contains information from the Scottish Charity Register supplied by the Office of the Scottish Charity Regulator and licensed under the Open Government Licence v.3.0.

Charity accounts and constitution – what information do we publish?

The Scottish Charity Register contains key information about a charity’s operations and finances. This includes:

the names of a charity’s trustees (exemptions apply)
its annual report and full accounts, if submitted after 9 March 2026
(Accounts submitted prior to 9 March 2026 will be redacted, or may not be published, depending on the charity’s income level or legal form.)

These changes are designed to improve transparency across the charity sector in Scotland.

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Under section 23(1)(a) and (b) of the Charities and Trustee Investment (Scotland) Act 2005, you have the right to request the following information directly from the charity:

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