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Charity Details

 

Charity Details:

Foundation for Credit Counselling

SC046263Registered charity from 15 January 2016
2MB ZIP file, with green, blue and mono style logos
The Name the Charity is Known By StepChange Debt Charity
Address StepChange Debt Charity
123 Albion Street
Leeds
Postcode LS2 8ER
Regulatory Type Cross-Border
Link to Companies House https://beta.companieshouse.gov.uk/
Object:
3. The objects for which the Charity is established are:- 3.1 the prevention or relief of poverty amongst persons who are in debt (particularly in the United Kingdom) by:- (a) the provision of advice to assist such persons to re-schedule and refinance their borrowings; (b) the provision of financial education to enable such persons to manage their finances more effectively; (c) the establishment and support of counselling services to which such persons may resort for advice on debt matters generally; (d) the establishment of an insolvency practice to which such persons may resort as an alternative solution to debt problems; and (e) the establishment or support of such other services or products for the public benefit to assist in the relief of poverty. 3.2 to advance the education of the public in general (and particularly amongst persons in debt or at risk of falling into debt) on the subject of financial budgeting, financial products and financial services.
Details of the charity's operations
Charity Status: Active
Last Updated: 31 Dec 2024
Constitutional Form: Company (the charity is registered with Companies House)
Constitutional Form Date: 15 Jan 2016
Geographical Spread: UK and overseas
Main Operating Location: Outwith Scotland
Purposes: "the prevention or relief of poverty","the advancement of education"
Beneficiaries: "Other defined groups","No specific group, or for the benefit of the community"
Types of activity undertaken: "It carries out activities or services itself"
Annual Information Submission History
Year End Income Expenditure Annual Return Received Accounts Received Latest Accounts
31 Dec 2020 £60,564,000 £63,402,000 08 Sept 2021 Yes
31 Dec 2021 £60,976,000 £61,590,000 01 Sept 2022 Yes
31 Dec 2022 £62,002,000 £59,938,000 09 Aug 2023 Yes
31 Dec 2023 £54,731,000 £59,467,000 15 Aug 2024 Yes Published accounts can be found on the Charity Commission website
31 Dec 2024 No Annual Information due by 30 Sept 2025
*Due to the COVID-19 pandemic, OSCR allowed an additional 9 months grace period for charities that were overdue/late when their annual information due by date fell between 01 March 2020 and 31 March 2021.

If an annual return has been received on time (within nine months of the Year End Date), the 'Annual Return Received' box is green   . If an annual return is late, the box is red   .
Information on details of charity trustees

OSCR does not keep a register of Scottish Charity Trustees. This is not one of our statutory functions or something that we are resourced to do. Information about Scottish Charities should be available from the trustees' report of the charity's annual accounts. Please contact the charity directly using the above search to find this information

© Office of the Scottish Charity Regulator 2006. Crown Database Right 2006.

The Scottish Charity Register ("The Register") is subject to Crown database right.

The Scottish Charity Register is licenced under the Open Government Licence v3.0.

Open Government Licence logo

When you use this information under the OGL, you should include the following attribution: © Crown Copyright and database right 2020. Contains information from the Scottish Charity Register supplied by the Office of the Scottish Charity Regulator and licensed under the Open Government Licence v.3.0.

Charity accounts and constitution – what information do we publish?

From April 2016 we began to publish charities’ accounts, initially for those charities with an annual income of £25,000 or more, and for all SCIOs.

When a charity publishes its accounts on its website and has supplied us with a link, we have made this available. From late 2017, where the charity is a company, a registered social landlord or is also registered with the Charity Commission for England and Wales, a link is provided to the relevant regulator’s website where the accounts are made available. We accept no responsibility for the functionality, accuracy, or content of external websites – if you experience a technical issue with an external link, you should contact the charity directly.

You have the right to the following information under section 23 (1)(a) and (b) of the Charities and Trustee Investment (Scotland) Act 2005, from the charity direct:

  • a copy of the charity’s latest statement of accounts
  • a copy of the charity’s constitution.

In addition to the above, a charity may also be able to provide you with previous years’ accounts and constitutions, although it is not obliged to do so. You can contact the charity to request this information using the contact details on the charity’s Register entry.

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